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Financial Services Department

Used to being turned down?
 Paying too high of an interest rate?
Call HALEY FINANCE DEPARTMENT TODAY! You'll be surprised what we can do for you. 95% APPROVAL RATE if you have a job, we can put you in a car. 
CALL TODAY 604-531-9156 AND ASK FOR CODIE OR LEANNE.

  • 5 min pre-approval process.
  • Re-establish your credit.
  • No credit? Start today with a car loan.
  • Trade in your current loan and get a better interest rate.
  • Need cash? Get up to $10,000 cash back (o.a.c)

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Start the Finance Application process below

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Financing Navigation

Contact Information

White Rock Chrysler Ltd.

3050 King George Boulevard

Surrey, BC V4P1A2
sales Sales:
1 (877) 438-8182

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

Consumer Alert! WHAT YOU SHOULD KNOW ABOUT PAYING CASH FOR A VEHICLE (pdf)
Consumer Alert! WHAT YOU SHOULD KNOW ABOUT CREDIT LINES (pdf)

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit kilometres from 12,000 to 15,000 kilometres annually. Beyond these figures, fees in the range of $0.10 to $0.25 per kilometer begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.